{"id":349,"date":"2025-04-10T11:41:03","date_gmt":"2025-04-10T11:41:03","guid":{"rendered":"https:\/\/griftengracht.nl\/?page_id=349"},"modified":"2026-01-12T11:30:42","modified_gmt":"2026-01-12T11:30:42","slug":"faq-house-purchase","status":"publish","type":"page","link":"https:\/\/griftengracht.nl\/en\/faq-aankoop-woning\/","title":{"rendered":"FAQ home purchase"},"content":{"rendered":"<img decoding=\"async\" src=\"https:\/\/griftengracht.nl\/wp-content\/uploads\/2025\/04\/faq.jpg\" alt=\"Faq\" itemprop=\"image\" height=\"600\" width=\"1920\" title=\"Faq\" onerror=\"this.style.display='none'\" loading=\"lazy\" \/>\n\t\t\t<a href=\"https:\/\/griftengracht.nl\/en\/faq-house-sale\/\" target=\"_self\">\n\t\t\t\t\t\t<h4>Selling a house<\/h4>\t\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/griftengracht.nl\/en\/faq-house-purchase\/\" target=\"_self\">\n\t\t\t\t\t\t<h4>Purchasing a house<\/h4>\t\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/griftengracht.nl\/en\/faq-home-valuation\/\" target=\"_self\">\n\t\t\t\t\t\t<h4>House appraisal<\/h4>\t\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/griftengracht.nl\/en\/faq-mortgage\/\" target=\"_self\">\n\t\t\t\t\t\t<h4>Mortgages<\/h4>\t\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/griftengracht.nl\/en\/faq-general\/\" target=\"_self\">\n\t\t\t\t\t\t<h4>General<\/h4>\t\t\t\t\t\n\t\t<\/a>\n<h1>\n\t\t\tFrequently Asked Questions \u2013 Buying a Home\t<\/h1>\n\t<p>Buying or selling a home isn\u2019t something you do every day, so it\u2019s completely normal to have questions. We\u2019ve listed and answered the most frequently asked questions we receive. Don\u2019t see your question? Feel free to send it to us using the contact form.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">What exactly does \"cost of buyer\" mean?<\/h4>\n\t\t\t\t\t<p>These are the costs you need to pay in order to become the legal owner of a property. This includes the following expenses:<\/p>\n<ul>\n<li class=\"translation-block\">Transfer tax: This is a percentage of the purchase price.\n0% with the first-time buyer exemption,\n2% if you intend to live in the property yourself,\nand 10.4% if you are buying the property as an investment or second home.\nClick <a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/bldcontentnl\/belastingdienst\/prive\/woning\/overdrachtsbelasting\/\" target=\"_blank\" rel=\"noopener\"><strong>here<\/strong><\/a> for more information.<\/li>\n<li>Notary fees: These are mainly the costs for drafting and signing the deed of transfer. This deed is signed at the notary\u2019s office and officially makes you the legal owner of the property.<\/li>\n<li>Also keep in mind the notary fees for preparing and registering the mortgage deed.<\/li>\n<\/ul>\n<p>Please note! There are also additional costs. This is covered in the next question: What additional costs are involved in the purchase?<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">What additional costs are involved in the purchase?<\/h4>\n\t\t\t\t\t<p>In addition to the purchase price, transfer tax and notary fees, you need to consider other costs for buying a house:<\/p>\n<ul>\n<li>A property valuation;<\/li>\n<li>Mortgage Advice;<\/li>\n<li>A building inspection;<\/li>\n<li>Brokerage commission.<\/li>\n<\/ul>\n<p>We help you understand these costs in advance so there are no surprises.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">How do I know if a house is structurally sound?<\/h4>\n\t\t\t\t\t<p>During the viewing, we\u2019ll assess and discuss this together. We will advise you on whether it is necessary to have a structural survey carried out. In such a survey, an expert inspects the property and reports on any defects or maintenance issues\u2014both current and potential future ones. We support you throughout the entire process and will go over everything in detail to ensure you are fully informed.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">Should I always use a buying agent?<\/h4>\n\t\t\t\t\t<p>It is not mandatory, but it is wise. A purchase broker helps you identify risks, increases your chances of buying a home, makes sure you are always aware of new offers and helps you with legal matters. Of course, we can also help you with this. For more information, please click <strong><a href=\"https:\/\/griftengracht.nl\/en\/purchase\/\">here<\/a>.<\/strong><\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">How do I increase my chances of a successful bid?<\/h4>\n\t\t\t\t\t<p class=\"translation-block\">Good preparation is essential. It\u2019s important to know your <strong><a href=\"https:\/\/griftengracht.nl\/en\/mortgage-advice\/\" target=\"_self\">borrowing capacity<\/a><\/strong> and, if you own a property, the value of your current home. When placing a bid, it\u2019s crucial to communicate any contingencies clearly. For example, if you're contributing personal funds, make sure to provide accurate and complete information. And finally\u2014under the motto \u201cnothing ventured, nothing gained\u201d\u2014we recommend writing a personal letter to the seller to strengthen your offer.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">Is it allowed to renovate or build an extension on a property<\/h4>\n\t\t\t\t\t<p>It depends on the zoning plan and regulations of the municipality. We are aware of the recent development on laws and regulations. We check what is possible and whether you need a permit.<\/p>\n<p class=\"translation-block\">You can always perform a permit check yourself via <strong><a href=\"https:\/\/omgevingswet.overheid.nl\/checken\" target=\"_blank\" rel=\"noopener\">this website<\/a><\/strong>.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">What should I pay attention to during a viewing?<\/h4>\n\t\t\t\t\t<p class=\"translation-block\">Be sure to pay attention to the overall condition of the property. Both the interior and exterior are important. Ask the agent about any specific details or concerns. Insulation is another key factor\u2014have any improvements been made, or are there opportunities to upgrade? Also consider natural light, the layout, noise levels, direct neighbors, and the surrounding area.\n\nWould you like our help with buying a home? <strong><a href=\"https:\/\/griftengracht.nl\/en\/contact\/\" target=\"_self\">Let us know!<\/a><\/strong><\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">What is the added value of a buying agent?<\/h4>\n\t\t\t\t\t<p>We increase your chances of securing a property, provide insight into its market value, protect your interests, share local knowledge about the neighborhood, identify legal pitfalls, and guide you through the entire process from start to finish.\n\nWe believe it\u2019s important that you don\u2019t feel overwhelmed. Our aim is to help you enjoy the home-buying journey with confidence and peace of mind.<\/p>\n\t\t\t\t\t\t\t\t\t\t<h4 tabindex=\"0\">What are the costs of a buying agent?<\/h4>\n\t\t\t\t\t<p>\u00a0<\/p>\n<p>One fixed price, full guidance. The workload behind a purchase is basically always the same. That is why we use one fixed price for purchase assistance: \u20ac4,500, - including VAT. It makes no difference to us whether you are buying a house worth \u20ac400,000 or \u20ac1,000,000. You always get full purchase assistance: from the first viewing to handing over the keys.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<h3>\n\t\t\tCan we help you further?\t<\/h3>\n\t<p>Feel free to get in touch with us!<\/p>","protected":false},"excerpt":{"rendered":"<p>Home sale Home purchase Home valuation Mortgage General Frequently Asked Questions Buying or selling a home is not something you do every day. It is therefore not surprising that many questions may arise. We explain the most frequently asked questions we receive! Is your question not listed?<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-349","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages\/349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/comments?post=349"}],"version-history":[{"count":0,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages\/349\/revisions"}],"wp:attachment":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/media?parent=349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}