{"id":2125,"date":"2025-12-22T09:24:09","date_gmt":"2025-12-22T09:24:09","guid":{"rendered":"https:\/\/griftengracht.nl\/?page_id=2125"},"modified":"2026-01-13T12:25:07","modified_gmt":"2026-01-13T12:25:07","slug":"blog-housing-market-2026-what-can-we-expect","status":"publish","type":"page","link":"https:\/\/griftengracht.nl\/en\/blog-woningmarkt-2026-wat-kunnen-we-verwachten\/","title":{"rendered":"Blog: Housing market 2026: what can we expect?"},"content":{"rendered":"\"Untitled\n

\n\t\t\tHousing market 2026: what can we expect?\t<\/h2>\n\tThe Dutch housing market will continue to move in 2026. After a period of strong
\nprice increases and high pressure on supply, new trends are emerging that are important
\nfor both (first-time) buyers and homeowners looking to take the next step. In this
\nblog we list the most important developments, with practical insights to help you
\nbetter understand tomorrow's market.\n\t

Startups have an edge in 2026<\/strong><\/p>\nFor first-time buyers in the housing market, it will be slightly easier to buy their first home in 2026.
\nbuy. Starting Jan. 1, 2026, the starter exemption will be increased. This means you won't have to
\ntransfer tax if you are younger than 35, buy a home with a
\nvalue of up to \u20ac555,000, and you will live there yourself (main residence). Normally
\npay your 2% transfer tax<\/a> on the purchase price, for a house of
\nsay \u20ac400,000, that quickly means saving \u20ac8,000 in taxes.\n\t\t\t\t\"HR\n\t\t\t\t\"HR\n\t

A higher NHG limit in 2026<\/strong><\/p>\nAnother important development for homebuyers in 2026 is the increase in the NHG-
\nboundary. The NHG (National Mortgage Guarantee) is a guarantee that you can take out with your mortgage. This guarantee gives you extra security and often a lower mortgage interest rate, because
\nlenders assess the risk lower if you NHG<\/a> hebt.\nVanaf 1 januari 2026 stijgt de NHG-grens van \u20ac450.000,- naar \u20ac470.000,-. Dit betekent dat je een
\nhouse can buy up to \u20ac470,000 including any remodeling costs and still be in
\nqualify for NHG terms. Are you buying a home and are you going to include sustainability measures in your mortgage? Then the limit is even slightly higher, at \u20ac498,200.\n\t

House prices forecast 2026: rise between 3% and 6%<\/strong><\/p>\nMany buyers and sellers wonder how home prices will evolve in 2026. The
\nhousing prices are expected to continue to rise in 2026, but at a slower pace than in the
\npast years. The forecasts<\/a> from several major banks indicate a price increase of
\nabout 3% to 6% in 2026. Main reasons<\/a> for the expected lesser
\nincrease than previous years are the softening growth in wages and additional sales of
\nhomes by investors, increasing supply and partially dampening price pressures.\n\t\t\t\t\"HR\n\t

More opportunities for homeowners looking to move<\/strong><\/h4>\nFor homeowners looking to move in 2026, there are visible developments that will make the market
\naffect. In particular, the wave of sales of former rental properties by investors, the
\nso-called outpound wave<\/a>, creates a temporarily larger supply of existing homes for sale.
\nAs investors put their rental properties up for sale en masse, significantly more homes will be on the market by 2025, leading to more transactions and slightly more choice for buyers with existing homes.\n

\n\t\t\tCan we help you further?\t<\/h3>\n\t

Feel free to get in touch with us!<\/p>","protected":false},"excerpt":{"rendered":"

Woningmarkt 2026: wat kunnen we verwachten? De Nederlandse woningmarkt blijft ook in 2026 in beweging. Na een periode van sterke prijsstijgingen en hoge druk op het aanbod, dienen zich nieuwe trends aan die van belang zijn voor zowel (startende) kopers als huiseigenaren die een volgende stap willen zetten. In deze blog zetten we de belangrijkste…<\/p>","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2125","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages\/2125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/comments?post=2125"}],"version-history":[{"count":0,"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/pages\/2125\/revisions"}],"wp:attachment":[{"href":"https:\/\/griftengracht.nl\/en\/wp-json\/wp\/v2\/media?parent=2125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}